yo RR,
Google info to see if you can opt to het it repaired or for the ins co to give you value for it and keep title. Research NADA and/or
http://www.kbb.com/ for value; don't take first offer. Get a 3rd party appraisal
read this by Ewgotz; " got rear ended back in October. My damage was a lot worse than what you have. They low balled me on the value even with the work I put into it.
First they said it was about 3k value. Than after the engine, tranny and diff receipts they offered 4k.
I got a 3rd party appraiser, so did the insurance company.
The 2 appraisers made their estimates.
Mine said about 14k
Theirs said 12k
So they both got together and agreed at 13k value.
So the insurance company called me up and said we are sending a check to have it repaired.
In the end it took 10k to repair my truck.
The frame was beyond safely repairing it. So it got a frame swap and the insurance had no issues paying it. Option 2
Would be to go all over eBay, Craigslist and any other car sales methods and print out the ads of Broncos similar to yours to despute the value of your vehicle.
I've done both options.
From my first bronco accident a little over 4 years ago, I went the ad route.
This second one I went the appraiser route.
You will have to pay for the appraiser. I paid about $300 for mine. It may vary where you are at.
If I was able to redo the 1st one, I'd go the appraiser route.
My appraiser used Broncos from the big auctions like mecum.... I spelled that wrong.... But he used the high dollar ones to compare mine to. Than took off certain x amount of dollars for anything that was in worse shape like interior condition. "
DO NOT LET THE INSURANCE COMPANY TOW YOUR BRONCO OFF YOUR PROPERTY! That will make thing exponentially more complicated and stressful.